Student loans can hold your employees back—and their retirement savings too. A student loan matching program can change that. How a student loan matching program works: Why it’s a game-changer: Starting in 2025, SECURE 2.0 makes it easier to match loan payments with retirement contributions. Is this program right for your team? PENSION PLAN SPECIALISTS, […]
One of the most common goals for a retirement plan is to provide a savings vehicle for the company’s owner(s) and their employees. However, one problem—the IRS caps the amount of annual contributions participants can make. For employers, highly compensated employees and near-retirees looking to ramp up retirement savings, plan limits can create roadblocks. But, […]
For business owners, striking a balance between operating costs and profit is the cornerstone of success. Operating costs include everyday expenses like salaries, rent and supplies. Profit, on the other hand, is what remains after all these operating costs have been paid. It’s the reward for the risks taken and the value created by your […]
Take Control of Your Finances with Our On-Demand Webinar and Budgeting Worksheet Managing money can feel overwhelming, but it doesn’t have to be. This on-demand webinar and budgeting worksheet are here to help! This educational toolkit is designed to give you the confidence to budget, save, and plan for the future. What the webinar covers […]
Financial education makes a big difference. That’s why the Designing Your Future on-demand webinar is now available! This easy-to-follow video and worksheet provide guidance on setting smart money goals and building a secure future. It’s simple, free, and available anytime. What the webinar covers Download the Worksheet Benefits of a Financial Education Looking for More […]
Stay ahead of deadlines with help from our annual Compliance Calendar. If you have any questions about deadlines or information requested, please contact us to review today! PENSION PLAN SPECIALISTS, PC 805 Broadway, Suite 600 Vancouver, WA 98660 360-694-8409 pensionplanspecialists.com info@TPAteam.com ©401(k) Marketing, LLC. All rights reserved. Proprietary and confidential. Do not copy or distribute […]
Regularly reviewing finances is essential. As a retirement plan sponsor, encourage your employees to use an annual financial checklist. Get their families involved for added benefits. Making small adjustments yearly can boost confidence and financial well-being. Empower your employees to take small steps that can make a huge impact, reinforcing that proactive annual adjustments promote […]
The new Retirement Plan Contribution Limits are official! The following limits are going up for 2025: Review the full list of contribution limit changes below and share with your plan participants! PENSION PLAN SPECIALISTS, PC 805 Broadway, Suite 600 Vancouver, WA 98660 360-694-8409 pensionplanspecialists.com info@TPAteam.com This information was developed as a general guide to educate […]
Mistakes happen–Here’s how to correct common retirement plan errors. Navigating the intricate rules and regulations that govern employer-sponsored retirement plans may seem overwhelming at times. Even the most diligent plan sponsors encounter retirement plan errors. In fact, it’s not unusual to discover a plan failure or error, especially after the retirement plan testing season is […]
Gain actionable insights for optimizing efficiency and compliance through strategic plan analysis. It’s no secret that when you conduct a retirement plan review, you have a chance to understand the data and trends, which can help your plan be efficient and compliant. To set your plan up for success and see if changes are needed, […]
Cigna Transparency In Coverage